Most pre-retirees have considered how they will generate income in retirement, yet many have not translated that awareness into a current plan.

Bill Nash of LIMRA joins Tisa Rabun-Marshall, Bruno Caron, and Ramsey Smith to discuss findings from LIMRA’s 2026 Retirement Income Readiness Report and explore the factors associated with how prepared people feel as they approach retirement.

For advisors, carriers, and others helping clients transition from accumulation to income, the conversation examines the gap between awareness and action. The panel discusses common retirement concerns, the complexities created by longer retirements, and how planning and professional guidance may help individuals better understand their options.

You’ll hear perspectives on:

·                Why 88% of surveyed pre-retirees have thought about retirement income, while 50% lack a meaningful or recently updated plan

·                How time spent planning is associated with reported retirement preparedness

·                Why retirement-income conversations may benefit from beginning with an individual’s goals and needs

·                How healthcare costs, inflation, market volatility, sequence-of-returns risk, and longevity can affect retirement planning

·                Why surveyed pre-retirees working with a financial professional were more likely to report feeling highly prepared than those who were not—77% compared with 47%

Access LIMRA’s 2026 Retirement Income Readiness Report here: https://www.limra.com/en/research/research-abstracts-public/2026/retirement-income-readiness-report/

Listen where you get your podcasts and at thatannuityshow.com